Home Buying Checklist for Mumbai, Navi Mumbai, Thane and Pune: 2026

Updated 8 November 2026.

Use one checklist across every property visit so that a persuasive presentation does not change the standard of evidence. The details differ by transaction, but your record should always show what is verified, what is pending and what would stop the purchase.

Before the shortlist

Set an all-in ceiling and a monthly housing budget. Confirm the household's work, school and care routes. Decide the minimum usable layout and your realistic moving window. Keep the cost worksheet separate from a lender's maximum eligibility.

At each viewing

• Record the exact address, building, wing and unit.
• Identify the area measure and obtain the floor plan.
• Check access, light, ventilation, water and lift arrangements.
• Measure essential furniture spaces.
• Photograph issues with permission and date your notes.

Before any material commitment

Obtain independent title review and the applicable registration, plan and approval documents. Match the project phase to the unit offered. Maharashtra buyers can start with MahaRERA's guidance and the Registration and Stamps Department, while a lawyer identifies the exact searches and certified papers needed.

Before signing and paying

Reconcile the cost sheet, agreement and payment calendar. Put inclusions and concessions in writing. Verify the legal payee independently. Understand cancellation, transfer, default and possession terms. Ask the lender how disbursement conditions align with the seller's deadlines.

Before moving

Complete the inspection checklist, record defects and establish a written closure process. Check essential services, keys, meters and handover documents. Arrange moving only around verified access, with a fallback if timing changes.

Use the same standard in every city

Compare Kharghar, Panvel and other shortlisted locations against the same household requirements. Do not assume a project is suitable because the locality is familiar or the bank recognises the development. Keep unresolved legal, physical and financial questions visible until the appropriate evidence closes them.

Sources and further verification

• MahaRERA: homebuyer guidance
• Maharashtra Registration and Stamps Department

Sources checked on 8 November 2026. Published data can describe an earlier period; examples and checklists are not project quotations or a complete market survey.